BPme App: Make Contactless Fuel Payments and Get Rewards

A woman at a gas station

Thanks to the BPme app launched by the fuel giant, BP, you can pay for your gas using your phone within seconds. From the comfort of your car, skip the lines and fill faster. This contactless payment option offers much-needed relief especially during these difficult times.

What’s more?     

You can also connect your Nectar account, locate the nearest BP service station, and view your transaction history right from the app. It allows secure payment using Visa, Mastercard, Amex, and PayPal.   

Pay for Gas in 3 Simple Steps

  1. Open the app, enter your pin, and select the ‘Pay in Car’ option
  2. Once the station is confirmed, select your pump number, and confirm the payment method
  3. Get your car’s tank filled
  4. Receive notification and an e-mail receipt of the completed transaction  

Sponsored: Download the BPme app using the promo code SAVINGS1 to receive an introductory one-time 50₵/gallon additional discount on your next fuel up after you complete your first in-app transaction of $10 or more.

Click the banner below:

Savings, Savings, Savings

Register for BPme Rewards and start saving 5 cents on every gallon.

Ready to enjoy easier, cheaper, faster, and more convenient refueling experiences than ever before?

Click the banner below and download the app NOW!

4 Budgeting Tips You Need to Follow

Budgeting tips for beginners

Do you hate budgeting because you think it robs you of your freedom to spend your money?

Well, you are not alone. But this does not mean that you’re right.

By creating a spending plan for each month, you can actually ensure that you’ll always have enough money to spend on things you want. It is the best way to stay out of debt or pay off what’s due on you.    

Here are some practical budgeting tips to help you get started:

1. Start from Zero

If you want to stay on top of your personal finances, creating a zero-based budget is the way to go. This means you should get a big fat zero when you subtract your expenses from your income. Simply put, you must assign each dollar to something before the month even starts.

Start by calculating your monthly expenses and subtract the amount from your income. If you get a negative value, bring your costs down. You can start a side hustle or sell some items if you need extra money. In case you have a few dollars left, they can go into savings.

2. Set Your Priorities Straight!

No month is the same as the last, which means you will have to figure out a spending plan for each month. Some months you’ll be spending more on home and car maintenance and other routine expenses, and other months, you may be saving for special occasions or vacations.

When you set priorities for a month, giving and saving should always come first. Then come food, shelter, utilities, clothing, and transportation. Once these categories are sorted, move on to others.   

3. Pay Your Debt

One of the most important budgeting tips is to set aside your debt amount first. Pay off what’s due as fast as you can so that you can have complete control over your money.   

4. Create a Plan and Stick to It

To eliminate stress from the equation, pick specific dates for your expenses. Follow the plan religiously and track your progress. If you’re afraid of overspending, try the envelope technique and use cash for each category.

Budgeting doesn’t mean you can’t spend as you will. With these budgeting tips, get ready to manage your money in a smarter, more efficient manner!  

4 Personal Finance Tips for Young Adults

Finance tips for young adults

As a young adult, most of us earn only enough to get by with day-to-day expenses. Any thought of saving doesn’t even cross our minds because of the sheer impossibility of it.

However, if we play our cards rights, even little savings can make a world of difference in the long run. Here are some foolproof tips for young adults to manage their finances:  

1. Invest in Your Education

If there’s one expense you want to splurge in, make sure it is your education. Calling it an expense is illogical. Investing in your education can help you earn a lifetime of income. At this point in your age, think of specialized courses that will increase your worth as an employee and open doors of opportunities for you.

2. Start a Saving Fund

In our finances, we often forget to pay ourselves. Paying for the house rent, transport, college debts, necessities do not count as paying yourself. Every month, take any amount that you can spare and piggy bank it away.

This saving fund will feel like an absolute blessing when you’ll find yourself in an unexpected situation in the future.

3. Think Every Purchase Through

This is one of the best tips to follow when you are saving money for a better future. Every time you are going to buy something, ask yourself, ‘do I need it?’

4. Gift Yourself

To young folks, material possessions appear extra appealing. To dissuade yourself from impulsive buying, allow yourself to purchase just one thing within a budget each month. This way, you’d think long and hard before making a purchase.  

Saving money doesn’t mean you can’t have fun; it just doesn’t necessarily have to involve spending money. You can always read books at the library, try amazing new recipes at home, and enjoy the outdoors. Look out for free or low-cost fun activities and follow these saving tips to build a financially secured future for yourself.

Image Credits
Photo by Alexander Mils on Unsplash