Only 3% of People Hit Their Dental Insurance Annual Maximum. Here’s the $350 Move That Actually Works.
Only 2.9% of dental PPO members ever hit their annual maximum. Skip the December scramble: splitting a big treatment plan across two years saved $350.
How to Cash Out Unused Credit Card Rewards Before They Lose Value
Somewhere in your phone right now there is probably a balance you have forgotten about. Maybe it is $64 in cash back on a card you stopped carrying in March. Maybe it is a pile of airline…
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Charitable Deduction for Non-Itemizers Is Back in 2026. Your Goodwill Bag Doesn’t Count.
The 2026 charitable deduction for non-itemizers is worth up to $2,000 off your income. It counts cash only, so your bag of donated clothes earns nothing.
Heating Oil Pre-Buy 2026: Why the $3.99 Lock-In Is the Wrong Bet This Year
Dealers are pitching 2026-27 heating oil pre-buy locks near $3.99 a gallon. EIA's own forecast says a price cap plan is the better bet. Here's the math.
How to Deposit Cash Without Paying a Fee in 2026
Cash is still money. It has just become the most expensive kind of money to hand to a bank.
