I Bond Rate November 2026: Cash Out After One Year and 5.51% Shrinks to About 4.2%
The I bond rate for November 2026 is 5.51%, but cash out after one year and you net about 4.2%. Here's when the 1.40% fixed rate makes I bonds worth it.
Holiday Skip-a-Pay Offers in 2026: What Skipping Your December Car Payment Really Costs
Right about now, a lot of credit union members are getting the same friendly email. It usually has a picture of a wrapped present on it and a line like "Give yourself a little holiday…
Financial Freedom in Your Inbox
The 1% Remittance Tax in 2026: How to Send Money Abroad for the Holidays Without Paying It
December is the busiest stretch of the year for sending money to family overseas. Holiday gifts, school fees for January, help with a relative's medical bills. If you've always walked into a…
Safe Deposit Box Fees in 2026: Are You Paying $150 a Year to Store Papers You Could Scan?
Most people who rent a safe deposit box couldn't tell you what's in it without going to look. That's a little funny, because they can usually tell you what it costs. The bill shows up once a…
How Much Money to Keep in Checking? Your Lowest Balance Already Knows the Answer
How much money to keep in checking? Skip the one-month rule. Find your lowest balance, keep a one-week buffer, and move the rest to earn about $160 a year.
