The CD Early Withdrawal Penalty Costs About $106. Your Bank’s Low Rate Costs $259.
The average US 12-month CD pays 1.71%. The best pays 4.30%. Here is why the CD early withdrawal penalty costs far less than leaving cash at your own bank.
The FAFSA Opens October 1: Why Filing That First Week Can Be Worth Thousands
The 2027-28 FAFSA opens October 1, 2026. The class of 2024 left $4.4 billion in Pell Grants unclaimed, and several states hand out grant money until it runs out. Why filing in week one beats…
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The 30-Day Flood Insurance Waiting Period Just Became a September 30 Deadline
Federal flood policies start 30 days after purchase, and NFIP authority expires September 30, 2026. Why this week is the deadline, and the $100 renter option.
The 529 State Tax Deduction You Can Claim on Tuition You’re Already Paying
In about 40 states you can route a tuition bill you already owe through a 529 first and claim the state tax deduction. Worth up to $2,500 in Indiana.
Your Car Insurance Renewal Increase Is a Public Record. Here’s How to Read It.
Your car insurance renewal increase was filed with your state before it reached you. How to find that filing, read it, and shop against the number.
