A lot of people seem to think that billionaires sit on mountains of money and just invent new ways of spending it. Which is obviously not true. Billionaires actually don’t see money as something to spend on themselves. Money is simply there to invest and create. This mindset is what allows them ...

Throughout the years, the fixed-rate 30-year mortgage has remained the most popular financing option for homes. This empowers Americans to own property pretty early in their lives, largely due to the affordability of the 30-year mortgage. With reasonable monthly payments, even young adults are ...

To have the kind of retirement you have always wished for, you need to have a solid retirement savings strategy in place. If you can just take care to steer clear of a few major pitfalls in your retirement plan, you should be on a safe track for a financially comfortable retirement. Mistake # ...

The US economy, by any yardstick, is the strongest it has ever been in a very long time and Americans are making more money than they did in the past couple of decades. Data from the Council of Economic Advisers (CEA) shows that since December 2017, the disposable income of the average American ...

Picture this scenario. You apply for a home loan and your mortgage broker or lender says that you might be able to qualify for a lower interest rate if you could improve your credit score by a few points. The problem, however, is that even if you manage to reduce your loan balance, it can […]