How to Refinance a Car Loan and Save $61 a Month Without Waiting on the Fed
Wondering whether to refinance a car loan before the Fed's September meeting? Credit unions charge about 2 points less than banks. Here is the real math.
September 10, 2026
October 2026 Is a Three-Paycheck Month for Millions of Workers: What to Do With the Extra Check
If you get paid every other Friday and your first check of 2026 landed on January 9, look at October. You have paydays on the 2nd, the 16th, and the 30th. Three deposits in one month instead…
September 10, 2026
Financial Freedom in Your Inbox
Your Storage Unit Rate Increase Is a $1,020 Bet That You Won’t Call
Public Storage's own SEC filing shows new customers pay about half your rate. Here is the storage unit rate increase math and the call that fixes it.
September 7, 2026
September 7, 2026
Employer Tuition Reimbursement: The $5,250 You Forfeit Every December 31
Your employer tuition reimbursement resets January 1 and nothing carries over. How to claim the $5,250 before December 31, plus the math on timing it.
September 5, 2026
September 5, 2026
The CD Early Withdrawal Penalty Costs About $106. Your Bank’s Low Rate Costs $259.
The average US 12-month CD pays 1.71%. The best pays 4.30%. Here is why the CD early withdrawal penalty costs far less than leaving cash at your own bank.
September 2, 2026
How Much Money a Library Card Saves in 2026: $419 a Year, and Shrinking
Audible, Netflix, and Spotify run $575 a year. Here is how much money a library card saves in 2026, what your branch still licenses, and why to sign up now.
August 31, 2026
Free Preventive Care in 2026: The $0 Services Your Insurance Owes You and How to Fight a Bill That Says Otherwise
The pharmacy signs went up around here in late August. Flu shots available, walk in anytime, no appointment needed. What the sign does not mention is the sticker price if your insurance does…
August 31, 2026
The 30-Day Flood Insurance Waiting Period Just Became a September 30 Deadline
Federal flood policies start 30 days after purchase, and NFIP authority expires September 30, 2026. Why this week is the deadline, and the $100 renter option.
August 30, 2026
Surveillance Pricing in 2026: How to Stop Paying More Than the Next Shopper
You and I could open the same shopping app, at the same minute, looking at the same pair of shoes, and see two different prices. Not because of a coupon. Not because one of us has a…
August 30, 2026
5% Cash Back Categories: The 10-Minute September Fix Worth $180
Chase's bonus quarter closes September 14 and it pays retroactively. Here is what 5% cash back categories are really worth, and the 10-minute fall fix.
August 29, 2026
How a Debt Management Plan Cuts Your Credit Card Rate From 22% to 8%
If you carry a balance on a credit card, the interest rate is doing more damage to your budget than almost any line item you could cut. You can pack lunches for a year and save less than you'd…
August 29, 2026
The 529 State Tax Deduction You Can Claim on Tuition You’re Already Paying
In about 40 states you can route a tuition bill you already owe through a 529 first and claim the state tax deduction. Worth up to $2,500 in Indiana.
August 28, 2026
Storage Unit Costs in 2026: How to Cut the Bill or Get Out Entirely
There is a specific kind of bill that never shows up in anyone's budget review, because it stopped feeling like a decision years ago. The storage unit. You rented it during a move, or after a…
August 28, 2026
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August 26, 2026

