Credit scores are used by landlords, employers, phone service providers, mortgage lenders, insurance companies, and everyone else in between to determine an individual’s financial status and creditworthiness. Credit scores are rated from 300 to 850. An average credit score is 687 in the US. You ...

It can be difficult to pick between investing your surplus income and saving it. This is true for people that have just started working on their finances and those that have been investing for years. Ultimately, you need to decide the best course of action that will help you attain your ...

Taking out a personal loan can save the day for many. With debt levels rising significantly and emergency savings not always being available, more and more people are turning to personal loans when they are in a pickle. Maybe you are considering getting a loan to consolidate your credit card ...

Personal financial management is one of the most important, yet ignored topics that need more attention. It is primarily because it is an intimidating topic that most people refrain from going in-depth. What you do with your money today decides your tomorrow.  Financial or retirement goals ...

New or inexperienced retail investors often believe that a bull market means an opportunity to make money and a bear market is synonymous with losing money. Although the market’s trajectory can make your investment fluctuate in value, it does not necessarily mean that you cannot make profits ...